Planning to Rent a Vehicle for Personal Use...Do you need to purchase their insurance, or will your insurance extend to the rental vehicle?
This depends on several factors.
Do you carry physical damage coverage on your personal vehicle or only liability coverage?
Another factor to consider when determining whether to purchase the rental companies insurance is your deductible.
Where are you driving the rental car?
What insurance company is your insurance with?
The best bet anytime you are concerned about coverage is to consult your agent. This is another example of how a local agent can be of great value to the policyholder. They can explain whether your policy will or will not cover the rented vehicle.
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PurposeAnswers to some of the questions we hear ... hopefully this will be useful to others. AuthorMerry Cassetto , Owner of AV Insurance Group , 20 years of Insurance Experience ArchivesCategoriesAll Auto Insurance Auto Theft Consumer Advice Coverage Finance Insurance Costs Investment Property Legal Property Ownership Rental Vehicle Risk Management Seasonal Property |
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